Asura.Bartimaeus said:
I use BoA and Abriannah was using Chase, both ours work, but maybe that's a now vs then comparison.
I thought Abri was having the same USC-5024 error? I'm with Chase and haven't had any problems until now, but I know for a fact that SE enacted some nonsensical "Payer Authentication" thing years ago.
Oh, here it is. July 2009: http://www.ffxionline.com/forums/news-ffxi/75784-payer-authentication-service-3-d-secure.html
"If you do not register your cards on one of these sites, or if your credit card issuing bank has not signed up with either service, you will not be able to access the PlayOnline services."
"3-D-Secure," for which a Chase Mastercard was not eligible for some inexplicable reason. I remember looking through the list of approved banks, and most, if not all, of them were regional/local. I even considered opening a BoA account, but BoA wasn't approved either.
And yet, I have been paying punctually with a Chase credit card since July 2009...