Bismarck.Josiahfk said: »
19 and 29% on car loans should be illegal, wow.
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations.
Random Thoughts.....What Are You Thinking?
Random Thoughts.....What are you thinking?
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations.
Faelar said: »
Grumpy Cat said: »
hee hee *** Rider
Also what game is that? Looks like Diablo with super heroes.
Also what game is that? Looks like Diablo with super heroes.
Marvel Heroes 2016.
http://store.steampowered.com/app/226320/
Free to Play.
DLC total - $219.94
The ***.
[+]
Grumpy Cat said: »
Bismarck.Josiahfk said: »
19 and 29% on car loans should be illegal, wow.
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations.
That's annual interest not compounded.
Asura.Kingnobody said: »
Grumpy Cat said: »
Bismarck.Josiahfk said: »
19 and 29% on car loans should be illegal, wow.
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations.
That's annual interest not compounded.
Pretty sure that doesn't apply to everything (it might to BHPH I am not sure). Payday loan companies are still doing crazy ***like 500% or higher.
Grumpy Cat said: »
Asura.Kingnobody said: »
Grumpy Cat said: »
Bismarck.Josiahfk said: »
19 and 29% on car loans should be illegal, wow.
The highest I ever actually saw when looking at a dealership's data was 49% and that was in Tennessee where there are basically no regulations.
That's annual interest not compounded.
Pretty sure that doesn't apply to everything (it might to BHPH I am not sure). Payday loan companies are still doing crazy ***like 500% or higher.
As long as it's less than 3 months (or expected to be less than 3 months, per the terms of the notes), it's currently unregulated.
Which is pretty *** up
Also, I don't know about 500%, I mean, that would be kindof silly to do.
Compound Interest Calculator for shits/giggles
Compound Interest Calculator for shits/giggles
Asura.Kingnobody said: »
Also, I don't know about 500%, I mean, that would be kindof silly to do.
Compound Interest Calculator for shits/giggles
Compound Interest Calculator for shits/giggles
http://www.usatoday.com/story/money/personalfinance/2014/04/20/id-nv-ut-have-among-highest-payday-loan-rates/7943519/
This is a couple years old, but from what I have heard the CFPB hasn't had a lot of luck regulating Payday Loans because of legaleze.
Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb.
YouTube Video Placeholder
They take out payday loans because they have to and then many of them get caught in a loop where they take out loans > repay > take out a new loan to repay and it never ends because they have to pay so much more all the time
Grumpy Cat said: »
Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb.
Never even heard of that book
Bismarck.Dracondria said: »
Which is pretty *** up
Even then, I'm showing a 213.84% annual interest rate for a monthly loan of $1,000, payback is $1,100.
I'm not saying it's a problem, I'm saying that the "outrage" is blown out of proportion.
The real issue is being dependent on it.
The real issue is being dependent on it.
Bismarck.Dracondria said: »
Grumpy Cat said: »
Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb.
Never even heard of that book
YouTube Video Placeholder
The thing is that Paul Sheldon is a CHARACTER in the Stephen King novel Misery. In the book Paul Sheldon writes a series of not-actually-existant Misery novels.
Seeing this version it is a little more clear that it is scripted, apparently she is playing a part of a character in the Stephen King novel.
Facebook has a shorter version that just shows the freakout.
Grumpy Cat said: »
Topic Shift - Did anyone see that video of the woman in the bookstore freaking out about the Paul Sheldon Misery books? At first I thought it was pretty funny, but then I looked into a bit and now it is just dumb.
Bismarck.Josiahfk said: »
Nobody is paying a 200% annual rate annually.
In most, if not nearly all cases, this interest rate is passed off as a fee, which would remove the regulatory constraints of the Feds.
I still say the bigger issue is the dependency on this.
Josie is this incorrect too?
Asura.Kingnobody said: »
Bismarck.Josiahfk said: »
Nobody is paying a 200% annual rate annually.
In most, if not nearly all cases, this interest rate is passed off as a fee, which would remove the regulatory constraints of the Feds.
I still say the bigger issue is the dependency on this.
Their very existence is predatory in nature. They really shouldn't even be a thing. People depending upon them is pretty bad, and most of the time if you do, it's because ***'s going wrong in your life -- by your own fault or someone else's is almost irrelevant -- and the last thing you need is someone looking to make ***even worse for you to make a quick buck.
Ramyrez said: »
Asura.Kingnobody said: »
Bismarck.Josiahfk said: »
Nobody is paying a 200% annual rate annually.
In most, if not nearly all cases, this interest rate is passed off as a fee, which would remove the regulatory constraints of the Feds.
I still say the bigger issue is the dependency on this.
Their very existence is predatory in nature. They really shouldn't even be a thing.
There needs to be a better method to this, and no, I'm not going to say the government needs to be involved. They will more than likely screw it up even further.
Random rage: I hate medical professionals who can't check their unscientific beliefs at the door when they clock in.
[+]
Ramyrez said: »
Random rage: I hate medical professionals who can't check their unscientific beliefs at the door when they clock in.
Somebody gave Ramy some bad coffee today!
[+]
Josie and the Pussy Cats?
*Incorrect in bold
*Incorrect in bold
why does JAV have to be censored!!
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