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Random Thoughts.....What Are You Thinking? |
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Random Thoughts.....What are you thinking?
debit card limits should be for cash withdrawls only. you should still be able to make purchases of any amount as long as you have the funds.
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Ragnarok.Hevans said: » debit card limits should be for cash withdrawls only. you should still be able to make purchases of any amount as long as you have the funds. My daily withdrawal limit is about 100 dollars, and weekly withdrawal is 500. (I set those limits myself, but I can use my bank card as much as I want as long as the funds are there) But it's also a TDCanada Trust/Visa card chip card. Asura.Floppyseconds said: » Anna Ruthven said: » Gun I want is like $1,100~ MSRP but there are online stores selling for $860~ problem is that I would require a license to receive it and, for some reason, my bank set debit card limits at $500 per day and won't let me opt out. I need to find a new bank. >.> Just don't use a debit card. It is very silly to IMO. Who is your bank? Asura.Schizm said: » As far as the license, that can take up sometime to even fill the application to being approved, I probably would work on getting that done since it may take up to a month. Ragnarok.Hevans said: » debit card limits should be for cash withdrawls only. you should still be able to make purchases of any amount as long as you have the funds. Offline
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Asura.Schizm said: » <(O.o)> That is unless you live in Texas... It wouldn't surprise me if their gun license application looks like a photo booth that you would just stick a dollar in and out comes your gun license. IF I remember what my friends down there said, they don't have a waiting law either, which is good if you wanted to get a gun and come home to shoot your cheating wife or something... No Ammo though. Ragnarok.Hevans said: » debit card limits should be for cash withdrawls only. you should still be able to make purchases of any amount as long as you have the funds. Nobody wants to know what my limit is >.> But I'm still can't use it for any purchases over $10,000. By law (Bank Act of 1979) I can't make any withdrawals over $10,000 without a ***-ton of paperwork to fill out >.> Asura.Schizm said: » Whoa....wat? What state do you live in? Asura.Schizm said: » Anna Ruthven said: » Asura.Schizm said: » As far as the license, that can take up sometime to even fill the application to being approved, I probably would work on getting that done since it may take up to a month. Whoa....wat? What state do you live in? I can understand with me living in Illinois having all these laws, but no one that I know of would just say hey, illegally owning a gun is no one's concern. People do it quite frequently, that I do know but if I am transporting anything like a .45 Thompson, you better believe I'll be able to prove it's mine so I don't get sent to jail or have it taken away. The Castle Doctrine doesn't work with cars.... Anna Ruthven said: » Doesn't a retailer sell cheaper than MSRP? Manufacturer sells it to wholesaler for a lower price, they sell it to retailer at a slightly higher price who then sells it to the customer at a slightly higher price than they paid but still usually lower than MSRP, no? MSRP is the price the "manufacturer" recommends it's sold at. For some things the cost for the retailer to buy it is a margin below that cost (varying per item). I'll give an example: The 360 pro was what, $399.99 MSRP? If I recall correctly the at-cost value for retailers usually was about $379.99 for the console, meaning they made a whooping $20 on the console. Now the accessories were usually marked up to about %50+ above their cost like an composite cable would normally be like $9.99-14.99 and the cost would probably be like $3.49, in this case a much higher profit. Now on some items (usually consumables that vendors bring in, say soda) will usually sell about the same price across the board, but the vendor may give discounts for having their products on sale, buying a certain quantity, etc. So they'd end up having a small or even at times negative margin up front but they'd get credits for the overall purchases, hence why they usually push the "buy 2 and save" special, as while they make more per individual sale they overall make more by selling more product. tl;dr MSRP is usually higher than "at cost" and it's the price the manufacturer recommends you sell it at, you don't have to follow. Anna Ruthven said: » Having said license allows the ATF to come and search your home without the need for a warrant IIRC. Not worth it for just one uncommon gun. Just contact a local gun shop, they'll probably work with you for a fee to get it. Don't get me started on the ATF... i don't know why you'd want a limit unless you have an issue with impluse control. normally a withdraw limit is set based on your account history. how much money you have, any overdrafts, length of tenure, etc etc.
Asura.Kingnobody said: » Nobody wants to know what my limit is >.> thanks big ballin. i eye rolled so hard that now i have a headache. Bloodrose said: » IF I remember what my friends down there said, they don't have a waiting law either, which is good if you wanted to get a gun and come home to shoot your cheating wife or something... Well a withdraw limit is usually meant for fraud protection, and it's usually for the ATM.
It's best to not use your debit card online anyway, or really anything else other than at the bank, especially if that has basically all your money in it (likely if you're in a lower bracket). Jetackuu said: » Well a withdraw limit is usually meant for fraud protection, and it's usually for the ATM. The ceiling for that withdrawal limit is $10,000. I'm going in to a well trusted shop tomorrow and might have to see if they'll order one for me if it won't be too high. MSRP is $1,100 and that's what I have to work with, assuming the price will be lower than MSRP. Problem is that they aren't well sought after and are expensive so... I dunno. They could have lowered the price to try and move ones they have while still making a profit or they may only order them when requested.
Anna Ruthven said: » Bloodrose said: » IF I remember what my friends down there said, they don't have a waiting law either, which is good if you wanted to get a gun and come home to shoot your cheating wife or something... *** living in IL, CA, NY, MD, etc... Anna Ruthven said: » I'm going in to a well trusted shop tomorrow and might have to see if they'll order one for me if it won't be too high. MSRP is $1,100 and that's what I have to work with, assuming the price will be lower than MSRP. Problem is that they aren't well sought after and are expensive so... I dunno. They could have lowered the price to try and move ones they have while still making a profit or they may only order them when requested. Well you could always talk to them and see if you can have the gun transferred there for a fee, then contact the site and have them send it there. I bought a pistol online a few years ago and it had a selection of nearby licensed dealers it would send to you just picked one. Granted that doesn't solve the over your limit issue. |
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